Finances are an incredibly personal, and delicate matter. Everybody has a financial situation whether that be a good one, or a bad one. With that said, I have not the experience nor the education to help anyone correct a poor financial situation, but I do have the inspiration to share some of my recent observations in the adventure to shape our own financial future.
Learning about what you need and what you use is a huge factor in saving money. For years I’ve had a pantry full of neat stuff that I never used. This stuff just went to waste and with it, wasted our money. By simplifying our lifestyle and deciding what we really enjoy having around I’ve been able to buy the ingredients needed to make most of it in bulk. This is saving us money and improving the quality of our eating habits, almost eliminating commercially processed food.
Make plans. Make meal plans, shopping plans, trips to town, you name it, you plan it. Plan as much as you can. The best thing about a plan is that you can change them at any time. It sure is nice to have a clear idea that you’ve predetermined about what you want before you spend. This has been saving me from my zombie spending habits and helping to keep money in our savings.
Make your money inaccessible. The harder it is to get to your money, the harder it is to spend. When I first started saving I would put change in a jar and duct tape the jar shut so I couldn’t retrieve any of it. I no longer need the duct tape and I’m able to save money in many different places, but the trick is still to keep it as inaccessible as possible. I even lock up my credit cards, which prevents me from spending money I don’t have.